Talk With a Loan Officer About Home Loans in Dripping Springs

What Happens When You Call

A loan officer listens first, then asks about your income, savings, debts and the property you have in mind. From there we talk through pre-qualification and which programs suit you, from conventional, FHA, VA and USDA loans to a HELOC, a bank statement loan for self-employed borrowers, or bridge and hard money loans for investors.

If you would rather meet in person, we can set a time at our office or on a video call. We also look past closing day. A rate and payment you can carry comfortably for years matters more to us than a quick yes, so we explain how each option holds up over time and when a refinance might make sense down the road.

What to Have Ready Before You Call

1. A rough picture of your income, such as recent pay stubs and W-2s, or two years of tax returns or bank statements if you are self-employed.
2. A sense of what you have saved toward a down payment and closing costs.
3. Your monthly debts, including car payments, student loans and credit card minimums.
4. Your DD-214 or Certificate of Eligibility if you are a veteran, or your current mortgage statement if you are refinancing or tapping equity.

Hours

Mon-Sun

8am-5pm