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Pre-qualification starts with a short conversation: (512) 518-4926

(512) 518-4926
Loan officer pointing with a pen at a printed payment worksheet beside a laptop as a borrower listens at a wood office table with a calculator and frosted glass wall

Mortgage lender services in Dripping Springs, TX

Conventional loans, FHA loans, VA loans, USDA loans, HELOC, hard money loans, bank statement loans and bridge loans for home buyers, first-time buyers, veterans, self-employed borrowers, real estate investors, and homeowners refinancing or tapping equity in Dripping Springs and the towns around it.

  • Loan officer in a dark blazer reviews a printed payment sheet with a couple at a wooden conference table beside a window and potted plant

    Conventional Loans

    Fixed or adjustable conventional financing with mortgage insurance that can come off, plus a plan for refinancing and equity over the years.

  • Loan officer points a pen at a highlighted worksheet in a folder while a client looks on across a wooden office desk with a potted plant and mug

    FHA Loans

    FHA loans for buyers with modest savings or credit still being rebuilt, with a clear plan for dropping mortgage insurance as equity grows.

  • Loan officer in a blue shirt points to a printed document while a couple sits across the desk in an office with a window view of limestone buildings and trees

    VA Loans

    VA purchase and refinance loans for veterans, service members and eligible spouses, with entitlement and funding fee questions answered before you shop.

  • Three people seen from behind at a wooden picnic table reviewing an aerial property map and clipboard, with a single-story stone home, lawn and oak trees beyond

    USDA Loans

    A government-guaranteed home loan with no down payment for eligible addresses and incomes, with both checked before you start shopping.

  • Two people seen from behind at a wooden table reviewing a bar chart on a laptop and a printed summary, with a calculator and potted plant nearby

    HELOC

    A home equity line of credit lets you fund upkeep and upgrades in stages, drawing only what you need under Texas homestead rules.

  • Loan officer at a wooden desk reviewing a printed payment schedule with a couple seated across from her, beside a window, a potted plant and a landscape print

    Hard Money Loans

    Short-term, property-based financing for investors who buy and renovate, with a draw schedule and a clear exit planned before closing.

  • Man and woman seen from behind at an office desk reviewing rows of bank statements, with a calculator, yellow notepad, and potted plant nearby

    Bank Statement Loans

    For self-employed borrowers whose tax returns understate their income: qualify on real deposits, with rate quotes and down payment options laid out plainly.

  • Loan officer in a navy suit points to figures on a printed loan document while a couple, seen from behind, reviews it across an office desk by a window

    Bridge Loans

    Short-term financing that uses the equity in your current property to buy the next one before it sells, with the payoff planned from the start.

Loan officer in a blue button-down shirt points a pen at a printed document at an office desk while a couple seated across reads along, laptop and monitor beside him

Know Where You Stand Before You Shop

One phone conversation can show you a realistic borrowing range, the programs worth a closer look and the documents to start gathering. What you do with that is up to you.