Terms and Conditions

Using This Site

Home Loans Dripping Springs runs this website to explain the home loan options we offer to borrowers in Dripping Springs, TX and the surrounding area. By reading it, you accept the terms on this page. If you do not agree with them, please stop using the site.

General Information, Not a Loan Offer

The pages on conventional loans, FHA loans, VA loans, USDA loans, HELOC, hard money loans, bank statement loans and bridge loans describe how each program generally works. They are written to help you prepare for a conversation, not to replace one.

Nothing here is an offer to lend, a commitment to a rate or a promise that you will qualify. Every loan depends on a full review of your credit, income, assets and the property, and on the rules of the program at the time you apply.

Rates and Program Rules Change

Mortgage rates move daily, and loan programs adjust their guidelines from time to time. Any figure or requirement you read here may already be out of date. The only rate that counts is one a loan officer quotes to you by phone for your specific situation, and it is not locked until we confirm a lock with you.

Pre-Qualification Is a Starting Point

Pre-qualification, rate quotes and the start of a loan application are all handled in a phone conversation with a loan officer at (512) 518-4926. A pre-qualification is an early estimate based on what you tell us. It is not a pre-approval or a final approval, and it can change once documents are verified.

Our Content

The words, layout and graphics on this site belong to Home Loans Dripping Springs. You are welcome to read and share pages for personal use. Please do not copy them for commercial use or present them as your own.

Limits of Responsibility

We take care to keep this site accurate, but we provide it as is. We are not responsible for decisions made from the website alone, or for brief outages and errors on the site. Any outside sites you reach from here are run by others, and their own terms apply.

Changes and Questions

We may update these terms as the site changes, and the version posted here is the one in effect. These terms are governed by the laws of the State of Texas. If anything on this page is unclear, phone the number listed across the site and a loan officer will walk you through it.